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MISCONSTRUED AS LEGAL ADVICE. Legal Information is NOT Legal Advice: This site provides information” that is only designed to help users safely cope with their own general legal needs. Legal information is NOT the same as legal advice — the application of law to an individual’s specific circumstances. LSG Housing Network is a National Private Members Association (PMA). PLEASE TAKE NOTICE OF THE FOLLOWING MARS Disclosure[s] 12 C.F.R. 1015.: (1) LSG Housing Network PMA is NOT Affiliated with any Government Agency or Any Bank Lender; (2) Even if YOU Accept any of  LSG Housing Network PMA Services Your Lender May Choose to NOT Change Your Loan.  LSG Housing Network PMA